US 2010 Insurance Market Report
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You are here:   Industry Specialties
Industry Specialties
Automotive Automotive

The economic downturn of the past few years had an enormous effect on the automotive industry. The industry has seen numerous bankruptcies, declining sales, …

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Chemical Chemical

At the end of 2008, all signs were pointing to a near-certain hardening of the insurance markets for chemical risks. A year later, the anticipated hardening …

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Communications, Media, and Tech. Communications, Media, and Tech.

Competition and favorable insurer results in the casualty insurance market for the U.S. communications, media, and technology (CMT) industry continued to gen…

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Construction Construction

Construction starts for 2009 are projected by McGraw Hill Construction to be down 25 percent from 2008. McGraw Hill does anticipate a slight upturn in constr…

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Education Education

The primary liability for education insureds is stable and the overall number of claims in the aggregate has begun to decline. Insurers see enterprise risk m…

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Financial Institutions Financial Institutions

Although the worst of the financial crisis appears to have passed, abundant caution remains as insurers in every major line of business evaluate their book o…

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Health Care Health Care

The soft market for medical professional liability insurance continued in 2009, with resulting upticks in combined loss ratios for insurers. There continues …

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Hospitality and Gaming Hospitality and Gaming

At the beginning of 2009, following a period of generally declining property insurance premium rates, hospitality insureds saw rates remain virtually flat. B…

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Life Sciences Life Sciences

After showing signs of hardening in late 2008—which did not materi…

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Manufacturing Manufacturing

With plant closures and layoffs continuing into 2010, manufacturing companies need to manage complex human resources and workers’ compensation issues to avoi…

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Mining Mining

Insurance renewals in the mining industry in 2009 saw rates generally remain flat or decrease—in some cases up to 10 percent—especially when competition was …

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Power & Utilities Power & Utilities

In the property insurance marketplace for power and utility companies, insurers are beginning to use valuation tools including specialized software and will …

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Public Entity Public Entity

Renewal rates in the public entity casualty insurance marketplace generally ranged from flat to 5 percent increases in the last quarter of 2009, with some ex…

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Real Estate Real Estate

Property insurance for real estate firms in 2009 can be described as the hard market that wasn’t. The market for 2009 was in a state of transition; although …

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Retail / Wholesale Retail / Wholesale

Overall, insurance premium rates for retail firms stabilized in 2009, with a slight downward trend. Property rates are stable heading into 2010, although ret…

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Sports and Entertainment Sports and Entertainment

Most sports and entertainment industry insureds were able to obtain property and casualty insurance rate decreases in 2009. The sports and entertainment indu…

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Transportation Transportation

Declining traffic volumes, variability in fuel cost, and increasing labor costs made 2009 a rough ride for freight transportation industries. Road carriers a…

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